Disability

Disability insurance can keep you financially stable should you become disabled and unable to work. It can help provide a sense of security, knowing that if the unexpected should happen, you’ll still receive a monthly income.

Short-Term Disability (STD)

  • You are eligible to receive STD benefits after you have been disabled for 7 days due to a non-work-related illness or injury. 
  • Replaces up to 66.67% of your eligible income, up to a maximum of $2,250 per week. 
  • Benefits end after 25 weeks.

      Long-Term Disability (LTD)

      • You are eligible to receive LTD benefits after 180 days of disability. 
      • Replaces up to 66.67% of your eligible income, up to a maximum of $9,000 per month until you recover or reach your Social Security Normal Retirement Age, whichever is sooner. 
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